New fee schedule as of April 1, 2010 Fees   Dormant Account                                       $ 5.00   Bad Address $10.00   Overdraft Fee $25.00   Stop Payment $12.00   Return deposit item $25.00   Telephone transfer Free   Research $25.00 an hour after 1st hour   Copies of Statements $ 1 .00 per page   Faxes - incoming or out going $ 1.00 per page   Debit or Credit Card replacement $ 5.00   Counter Checks 25 ¢  per check/minimum 4   WIRE TRANSFERS                Outgoing        Incoming     International          $12.00   $ 5.00   $25.00 in addition to regular fee   GIFT/ TRAVEL CARDS         $ 2.00